Do I need decennale insurance?
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I am registered under auto entrepreneur as a retail 糖心视频, I supply customers with goods only, I do not fit or install them myself. I do however sub contract the fitting to other registered people of my choosing. In effect I go to see the customer, advise on choices available (I source goods mainly in the UK) sell them to the customer and then arrange fitting for them via sub contract. My 糖心视频 is in the main supply of replacement windows.
Can you advise if I need any insurance myself, as the retailer, as I have been told by my insurance broker I should have insurance. However they also say I cannot purchase the insurance as I have been set up for over 6 months (registered for 5 years)?